Pear Tree · direct pay audit

See where your offshore invoice actually goes.

Enter your current monthly invoice. We will estimate how much of it reaches your offshore team member, and how much your agency keeps.

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Agency margin, every year
$0 is the gap between what you pay and what your team member takes home

Enter your invoice above to see the breakdown.

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How we estimate these numbers

Take-home figures are estimate ranges, not quotes. They are based on typical 2026 monthly take-home for offshore roles in the Philippines and South Africa, by role and seniority. Actual take-home varies by tenure, individual negotiation, and the specific employer.

"Agency margin" is the gap between what you pay and what your team member takes home. It covers the agency's profit plus legitimate overhead they carry: HR, payroll, equipment, desk, management, compliance. It is not pure profit. With direct hire you cover those costs only as you actually need them, and our optional EOR/COR add-on for fully managed compliance is from $400/month.

The annual figure shown is that agency margin over twelve months. It is the recurring gap, not a guaranteed saving. Switching to direct hire lets you keep most of it: businesses typically save 50–80% on labour costs, but your exact number depends on the overhead you choose to carry yourself, plus a one-time placement fee Pear Tree charges per role. AUD and NZD figures are treated as broadly equivalent at this benchmark resolution. Refine with a discovery call for exact NZ numbers.